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(949) 500-0080

Back Bay Lending
Back Bay Lending
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    • Contact Us
    • No credit-pull quote here
    • Home Shopping Tools
    • Notary Requests
      • Notarial Services
    • Gallery

(949) 500-0080

  • Home
  • Contact Us
  • No credit-pull quote here
  • Home Shopping Tools
  • Notary Requests
    • Notarial Services
  • Gallery

Rates are falling!

Rates are falling!Rates are falling!Rates are falling!

Welcome

Welcome to Back Bay Lending, a mortgage brokerage founded over 25 years ago by Giselle Marlo. Our mission is to simplify the mortgage process and eliminate stress for you. Leveraging Giselle's extensive experience and expertise in the mortgage industry, along with our satisfied referral-based clientele and strong lender relationships, we do more than just guide you through the mortgage process. We take the time to understand your unique financial situation and compare various mortgage rates, loan options, and loan products to find the best fit for your needs and goals.


Giselle and her experienced, knowledgeable team work closely with you to ensure you secure the ideal financing for your home purchase or refinance. No AI tool, automation, inexperienced loan officer, or mediocre customer service agent can replace the industry expertise, experience, and referral based service we provide for your optimal level of care you deserve.   We look forward to working with you.


Find out more

About Us

Giselle Marlo

 "Providing outstanding mortgage solutions for more than 30 years. Services available in both English and Spanish."  

Email @ Gisellemarlo@BackBayLending.com

Products and Services...

Home Purchases, Refinances, Cash Out Equity

  • Residential, investment, and commercial real estate
  • Individual  counseling and guidance throughout the new home purchase transaction from home search to post closing.
  • Loan Pre-Approvals and AUS, DU, and LP Pre-Approvals
  • Assistance with the real estate buying and selling process
  • Agent portal access 24 hours with real time status
  • Confidential Au

  • Residential, investment, and commercial real estate
  • Individual  counseling and guidance throughout the new home purchase transaction from home search to post closing.
  • Loan Pre-Approvals and AUS, DU, and LP Pre-Approvals
  • Assistance with the real estate buying and selling process
  • Agent portal access 24 hours with real time status
  • Confidential Automated Processing and Underwriting
  • No appraisal required in most transactions
  • 10-15 days closings!

Loan Products & Programs

  • Fixed & ARMs
  • Home Equity Line of Credit Loans 
  • FHA Loans
  • VA Loans
  • First Time Home Buyers Programs
  • Foreign National Loans

Specialty Mortgages

Specialty Mortgages

  • Jumbo Loan with a 5% down payment and no mortgage insurance
  • Flexible requirements for previous financial hardships
  • Reduced income documentation for self-employed
  • Low credit scores for government loans
  • Expansive investment opportunities
  • Fixed-rate second mortgages
  • No income, no taxes – Use assets to qualify
  • Advance Approval® – Compete with all-cash offers.

Mortgage rates are falling

We have seen a downward trend in rates in the last year, with projections of continued decline.  Time for a mortgage check up to see if I can save you money.

What's on Trend....

Cash-Out Home Equity Loans

Whether your need a bridge loan, or updating your home, or simply paying off high-interest credit cards, we can help you use your home equity to accomplish these exciting goals.  Check with your financial advisor about tax deductibility.

Construction Loans

 Our construction loans are a one-stop loan process for your new home construction build.  Traditionally construction loans require a two-step process and multiple lenders which can be overwhelming and expensive.  We have this simplified for you.

Reverse Mortgage Loans

Reverse Mortgages are increasingly popular because they enable you to withdraw a portion of your home's equity to use for home maintenance, repairs, or general living expenses and defer the repayment.  Restrictions apply.   We can discuss and help you if this is the right solution for you.

Essential Home Buyers Toolkits....

First Time Home Buyers Guide 2021 (pptx)

Download

Mortgage Terms 101 Download (pptx)

Download

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Contact Us....

Giselle Marlo (949)500-0080

NMLS ID : 278568   

CAL BRE #01009960


BACK BAY LENDING 

NMLS ID : 360074

CAL BRE #0129337

Message us on WhatsApp

Back Bay Lending

For Quote Call or Text: 949-500-0080 Or Email to: GISELLEMARLO@BACKBAYLENDING.COM Don't Wait On These Rates Text to 949-500-0080

Hours

Monday - Friday: 8am - 6pm  PST

Saturday: By appointment

Sunday: Closed

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Making a difference one loan at a time!

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